Ai TranREALTOR® · Round Rock, TX
Your Home. Your Future. My Personal Commitment
I am Ai Tran, your Realtor and your Loan Officer in one person. Numbers before houses, in English or Vietnamese.
How Can I Help You?
Why one desk
Purchases break at the handoff
In many purchases the agent and the lender are two people at two companies who meet for the first time on your file. Two weeks before closing they compare notes and find something nobody caught. I hold both licenses, so the house and the loan sit on one desk, in one file, from the first conversation to closing day.
Meet Ai
Under a minute, in my own words
Who I am, why the house and the loan sit on one desk, and how we start: with your real number, before any tours.
What clients say
In their own words
5.028 reviews on Google, as of November 2026Shown word for word as written on Google. The rating is from my own profile; reviews marked Loan Factory are from Loan Factory's.
We had an excellent experience working with Ai Tran during our home-buying journey. From start to finish, they were knowledgeable, responsive, and truly dedicated to helping us find the right home.
Buying a home can be stressful, but Ai made the process smooth and easy to understand. She is always available to answer our questions, provided honest guidance, and kept us informed every step of the way.
What impressed us most was her professionalism, attention to detail, and genuine care for our needs. We never felt pressured and always felt confident that she had our best interests in mind.
We are incredibly grateful for her hard work and would highly recommend Ai Tran, realtor and loan officer anyone looking to buy or sell a home. Thank you for helping us find a place we are proud to call home!Ai Tran is extremely knowledgeable, patient and friendly realtor. She has helped us to purchase a few houses for rental properties and has always been our listing agent over the past 9 years. She is very reliable and quick response to all questions. Thorough and her follow-through is amazing. As we all know there is not many people you can count on , however , Ai is different . Reach out to her and you will discover you can count on her without any worries. Highly recommended to everyone!Cô Ái Trần has helped my family found a great home with great price and rate. She is really responsive to our questions and concerns. She always gives good advices and super knowledgeable about the market. Always support us throughout our journey, even after we closed the deal. 100% recommend her!I truly thankful to AI Tran and Hoai Ngo from Loan Factory for helping me through the loan process successfully. Will recommend them to anyone who ever needs loan.Cảm ơn chị Ai Tran đã giúp đỡ vợ chồng em mua được căn nhà ưng ý. Chị rất vui vẻ và nhiệt tình hướng dẫn vợ chồng em làm thủ tục. 1 lần nữa em rất cảm ơn chị nhiềuNhiệt tình, chu đáo, nhanh chóng rất hiệu quả. Làm việc vui vẻ.❤How I work
One Home. One Plan. One Trusted Advisor.
Three promises sit under everything I do, for buyers and sellers alike.
- Numbers first
- Numbers before houses. We find your real number, using your actual income, before we look at a single listing.
- No handoff
- No handoff. One desk, one file and one phone number, from the first conversation to closing day.
- Your language
- One clear recommendation, in your language. I explain the options in plain English or Vietnamese, then tell you what I would do, even when the answer is to wait.
Buying a home
Ready to win the house, not only to see it
Most agents start by showing you houses. I start by getting you ready to win one, in four steps I call R.E.A.L.
Ready
Your real number and a written buyer agreement, before any showing.
Educated
What your number buys here, before you fall for a home out of range.
Aligned
A search built on your real needs, with a clear verdict on each home.
Locked
The offer, the inspection, the loan and closing at a title company, with no surprises.
Selling a home
Four steps on every listing
Every home I list runs on the same four steps, E.P.I.C., so you know what happens before it happens.
Equity
A written pricing analysis before your home is listed, so the price is one you can read, question and defend.
Presentation
A walk-through and a written list of fixes and prep, so the home shows at its best from the first day.
Impact
Every listing goes on the MLS and gets posts on my own social media, paid social ads and open houses.
Campaign
Everything ready on launch day, then a written update from me every week until closing.
Start where you are
Different situations, different plans
The steps stay the same. The order, the timing and the loan that fits change with your situation, so pick the one closest to yours.
01 / SELLING YOUR HOME
A written pricing analysis, a prep list, four ways buyers find your home, and a written update every week until closing
A written pricing analysis, a prep list, four ways buyers find your home, and a written update every week until closing.
02 / DOWNSIZING
Sell a home that is bigger than you need and line up the next one, in one plan and at your pace
Sell a home that is bigger than you need and line up the next one, in one plan and at your pace.
03 / WHAT YOUR HOME IS WORTH
A written pricing analysis of your home, not an online estimate, explained in plain words
A written pricing analysis of your home, not an online estimate, explained in plain words.
04 / BUYING A HOME
Your real number first, a written buyer agreement, and the search, offer and closing run in one plan
Your real number first, a written buyer agreement, and the search, offer and closing run in one plan.
05 / FIRST-TIME BUYERS
Your real number before any showing, every step explained ahead of time, and a check for first-time buyer programs
Your real number before any showing, every step explained ahead of time, and a check for first-time buyer programs.
06 / RELOCATING TO THE AREA
Learn what your number buys in each town before you commit, with Texas costs explained and every step in writing
Learn what your number buys in each town before you commit, with Texas costs explained and every step in writing.
07 / TRADING UP
Your sale and your next purchase planned together, with the loan for the new home in the same file
Your sale and your next purchase planned together, with the loan for the new home in the same file.
08 / INVESTMENT PROPERTY
The property and the loan checked together, with DSCR and other investor loan options
The property and the loan checked together, with DSCR and other investor loan options.
One Home. One Plan. One Trusted Advisor.
Where I work
Round Rock, north Austin and the towns around them
From the blog
Plain answers to buyer and seller questions
2026-11-14 · 6 min read
What Do Buyers Notice First When They Walk Into a Round Rock Home?
Buyers walking into a Round Rock home react first to the light, the smell and the first room they see. Here is what shapes that first impression and how to get it right without a big budget.
2026-11-13 · 6 min read
What to Look at on a Round Rock Home Walkthrough That Is Easy to Miss
Listing photos show the kitchen and the light. They do not show the gap between the soil and the slab, the scale on the faucets or where the house sits on the flood map. Here is what I check on a Round Rock walkthrough that most buyers miss.
2026-11-12 · 6 min read
New Construction or an Older Home in Round Rock: Which Is the Better Bet?
New construction and older homes in Round Rock can both be smart buys. Here is how I compare price, taxes, warranties and upkeep so you can choose with a clear head.
Frequently Asked Questions
Are you a Realtor or a loan officer?
Both. I am a Realtor and the Broker Owner of 2020 Realty, and a Loan Officer with Loan Factory, so I can handle the house and the loan in one file.
Do I have to use you for both?
No. You can bring your own lender, and I still represent you on the house.
Do you speak Vietnamese?
Yes. I work in English and Vietnamese, for anyone who asks, and I explain every document line by line.
Where do you work?
I work in Round Rock, north Austin and the towns around them. I do real estate in Texas, and loans in Texas and California.
Explore My Home Buying Budget
Thinking about a move?
Let's figure out your next step together. No pressure.