One desk for your home and your loan in Round Rock

I am Ai Tran, a Realtor and Loan Officer in Round Rock. I have been a Realtor since 2016, I am the Broker Owner of 2020 Realty, and I have been a Loan Officer with Loan Factory since 2024. Holding both licenses means the house and the loan sit on one desk, in one file, with one phone number. I call it the One Desk Method, and in Vietnamese, Một Đầu Mối.

Before real estate I studied computer science and spent 20 years in software. I build systems, so every purchase and every listing follows the same written steps, and you always know what comes next. I work in English and Vietnamese, for anyone who asks.

I work in Round Rock, north Austin and the towns around them in Williamson County. Each town has its own page about the homes there and what to plan for when you buy or sell: Round Rock, north Austin, Pflugerville, Leander, Cedar Park, Hutto and Georgetown, plus the Lake Forest and Sonoma neighborhoods in Round Rock. I do real estate in Texas, and loans in Texas and California.

For buyers, the first rule is numbers before houses. We find your real number, using your actual income including any 1099 income, and sign a written buyer agreement before any showing. Then we search on your real needs, write an offer that knows where your loan stands, and close at a title company. Read the steps on how buying a home works with me, or start with One Desk home loans.

For sellers, every listing starts with a written pricing analysis and a walk-through with a written prep list. Then your home goes on the MLS and gets posts on my own social media, paid social ads and open houses, and you get a written update from me every week until closing. The four steps are on how I sell a home.

I give you one clear recommendation instead of a list of options to sort out alone. If your credit is not perfect, that is normal, and I will not judge your paperwork. If waiting is the right move for you, I will say so, even when it means there is no deal for me that month. And you never have to use me as your lender. If you prefer your own, I still represent you on the house.

If you would rather hear all of it in Vietnamese, I explain every document line by line. Read more about service in Vietnamese.

Buying? Start by finding your real number. Selling? Start with a written pricing analysis of your home. Either way, call or text me at 512-300-8611 or send a message on the contact page, and I will tell you the next step in plain words.

Ai Tran, NMLS #2627075. Loans are offered through Loan Factory, NMLS #320841, in Texas and California only. Equal Housing Lender. Every loan is subject to underwriting approval. Read Loan Factory's disclosures and the Texas disclosures.